🚗 Mobility & Car
🚗 Total Cost of Car Ownership (TCO) Calculator
Calculate the true monthly cost of owning a vehicle. Factor in purchase price, depreciation, insurance, gas, repairs, and parking.
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✓ 2026 Edition
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⚡ Lade interaktiven Car Cost & Total Ownership Calculator...
Disclaimer for all Boulevibe Tools & Calculators
Ownership costs are estimates based on nationwide automotive data. Actual expenses vary by vehicle model and driving profile.
📖 Uncovering the true cost of car ownership
Fuel is often only one-third of the total cost. Vehicle depreciation (loss of value) and maintenance represent the largest hidden expenses.
Formula: Total Cost per Month = Depreciation + Fuel/Charging + Insurance + Maintenance + Taxes/Fees
📊 Monthly cost breakdown by vehicle segment
| Vehicle Class & Example | Depreciation Avg./Mo. | Operating (Fuel/Power) | Fixed (Tax + Insurance) | Maintenance & Tires | Total Cost Avg./Month |
|---|---|---|---|---|---|
| Subcompact (e.g. Fiat 500, VW Polo) | approx. $140 | approx. $125 | approx. $65 | approx. $60 | approx. $390 (31.2 ct/km) |
| Compact Class (e.g. VW Golf, Focus) | approx. $240 | approx. $165 | approx. $85 | approx. $80 | approx. $570 (45.6 ct/km) |
| Midsize / Compact SUV (e.g. 3 Series, RAV4) | approx. $380 | approx. $210 | approx. $115 | approx. $110 | approx. $815 (65.2 ct/km) |
| Electric SUV (e.g. Tesla Model Y) | approx. $360 | approx. $110 (Power) | approx. $80 (Low Tax) | approx. $70 | approx. $620 (49.6 ct/km) |
| Luxury SUV (e.g. Audi Q7, BMW X5) | approx. $650 | approx. $290 | approx. $165 | approx. $180 | approx. $1,285 (102.8 ct/km) |
💡 How to reduce your monthly automotive expenses
- Buy 2 to 3-year-old certified pre-owned: New cars lose up to 40% of their value in the first three years. Buying gently used avoids the steepest depreciation curve.
❓ FAQ – Car Cost & Total Ownership Calculator
💬 What is the biggest hidden car expense?
Depreciation (value loss) is by far the largest single expense for most vehicles, often exceeding fuel and insurance combined.